(Updated: May 31, 2018)
Thank you for your trust in IFEB. We are a values-based company and we strive to live those values every day. Outlined below are terms and conditions related to IFEB and the users of our website and mobile application. You should carefully review this agreement to ensure you understand our contractual relationship, how this relationship aligns with our company values, and demonstrates the things we are doing to ensure the safety and soundness of IFEB.
The following Terms and Conditions of Use apply to this website, mobile application, and the services described herein (“Terms and Conditions”).
In these Terms and Conditions, “we”, “us”, “our” and “IFEB” all refer to International Financial Enterprise Bank, Inc., a Commonwealth of Puerto Rico corporation.
By using the information, tools, software, features and functionality, including content, updates and new releases (together the “Service”) whether via www.ifeb.bank (the “Website”) or IFEB’s mobile application (the “App”), you agree to be bound by these Terms and Conditions. If you do not agree to all of these Terms and Conditions of use, please do not use the Service.
IFEB is an international financial entity. We are not a member FDIC bank, thus any deposits held at IFEB are not insured. IFEB does provide FDIC insured deposit accounts through our bank partner network; each a member bank of the Federal Deposit Insurance Corporation.
Before you continue, you should print or save a copy of these Terms and Conditions for your records.
You agree and understand that you are responsible for maintaining the confidentiality of the password and PIN that allow you to access the Service. Your Login ID, password and PIN, together with any mobile number or other contact information you provide, form your “Account Access Information.”
By providing us with your e-mail address, you agree to receive all required notices electronically pursuant to the ESIGN Agreement, to that e-mail address, and you further agree that electronic notices to the e-mail address you provide to us shall have the same meaning and effect as if we provided you with paper notices. If you change your e-mail address, it is your responsibility to update the address listed in your IFEB profile and you agree to promptly notify us of any change in your e-mail address by logging onto https://online.ifeb.bank, clicking on the “Profile” link, and updating your e-mail address. Notices will be provided in HTML (or, if your system does not support HTML, in plain-text) in the text of the e-mail or through a link to the appropriate page on the Website, accessible through any standard, commercially available Internet browser.
If you become aware of any unauthorized use of your Account Access Information, you agree to notify IFEB immediately at 1-833-623-6021 or by e-mail address firstname.lastname@example.org.
Electronic alerts will be sent to your e-mail address, mobile phone number or phone upon which the App has been installed. You agree that you control and limit access to the email account and mobile device. If your e-mail address or your mobile device changes, you are responsible for informing us of that change. Changes to your e-mail address or mobile number will apply to all of your alerts.
Because alerts are not encrypted, we will never include your account number. However, alerts may include your IFEB Login ID and some information about your accounts. Depending upon which alerts you select, information such as an account balance or the date of your next scheduled payment may be included. Anyone with access to your e-mail or mobile device will be able to view the content of these alerts. With the exception of automatic alerts, you may disable future alerts at any time.
Conflicts between these Terms and Conditions and the specific terms and conditions of any other agreements relating to your IFEB accounts, products and services, will be controlled by the specific terms and conditions of the other agreements relating to your IFEB accounts, products and services.
You agree that if IFEB does not exercise or enforce any legal right or remedy which is contained in the Terms and Conditions (or which IFEB has the benefit of under any applicable law), this will not be taken to be a formal waiver of IFEB’s rights and that those rights or remedies will still be available to IFEB.
All covenants, agreements, representations and warranties made in these Terms and Conditions shall survive your acceptance of these Terms and Conditions and the termination of these Terms and Conditions.
These Terms and Conditions represent the entire understanding and agreement between you and IFEB regarding the subject matter of the same and supersede all other previous agreements.
IFEB may at any time terminate its legal agreement with you, if IFEB, in its sole discretion, believes that it is required to do so by law (for example, where the provision of the Service to you is, or becomes, unlawful).
While IFEB endeavors to provide secure, fault-free access to the Service at all times, we provide such Services “as- is” according to our best effort, and in no event will we accept liability for any direct, indirect or punitive damages by omission or otherwise as a result of the use of the Service.
We may provide these Terms and Conditions and any amendments or revisions thereto to you in electronic form. You also agree that we may deliver via electronic communication any future notices and information, including but not limited to such future notices and information that may be required by law or by regulation to be provided to you pertaining to the Service (“Notices”). We may deliver future Notices electronically by posting the Notice or a link to the Notice on our Service or by e-mailing the Notice to the e-mail address that you have provided to us. You agree to promptly notify us of any change in your e-mail address by logging onto https://online.ifeb.bank, clicking on the “Profile” link, and updating your e-mail address.
You have the right to and may withdraw your consent to receive electronic communication and close your IFEB Account by logging onto https://online.ifeb.bank, clicking on the “Profile” link, and following the instructions to close your account.