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International Financial Enterprise Bank. The Evolution of Finance.

Credit Builder Loan Program

Taking your Credit Score to New Heights

Standard Loan Amount


Loan proceeds are held as collateral 16 monthly payments of $65.18


Payment proceeds cover:

  • principal and interest payments, and
  • six-months of credit repair services from Go-Go Credit Builders

Upon completion you have:

  • $600 in the bank,
  • credit report has been scrubbed and cleaned,
  • a positive pay history has been reported to the credit reporting agencies,
  • established a loan payment history to creating and/or raising your credit score,
  • seen your credit score improve every month, and
  • You are one step closer to realizing your dreams.

Premium Loan Amount


Loan proceeds are held as collateral 14 monthly payments of $122.90




The same process as the Standard Loan, but with a greater positive impact on your credit score.








Pick the payment plan that fits your budget.

Sign-up Today



Here's how it works

It's simpler than you think
  • Sign-up for GoGo Credit Builder Program
  • Complete IFEB’s Credit Builder Loan and Certificate of Deposit Application
  • The loan proceeds ($600 or $1,200) are placed into the Certificate of Deposit
  • The Certificate of Deposit is used to collateralize the Credit Builder Loan
  • Make the monthly scheduled payments
  • Each month IFEB reports your on-time payment to the credit bureaus
  • Your FICO score improves every month
  • When the loan is paid off, the money in the Certificate of Deposit is free for you to use ever how you want.
Loan Detail Standard
Borrowing $600.00
Term 16 months
14 months
Interest Rate 24.99%
Processing Fee $40.00
Direct Debit Required Yes
Payment Due Date 1st business day of month
1st business day of month

Payment Summary

Go-Go Credit Builders $299.99
Principal Payments $600.00
Interest Payments $142.94
     Total Payments $1,042.88